Made for Canadians · Plaid-secured

The best budgeting
app in Canada.

Connect your Canadian bank, see where every dollar goes, and find the money you’re losing — beautifully, in about 90 seconds.

Download on the App Store

14-day free trial · No credit card to start

Bank-level security via Plaid · Your data stays on your device · PIPEDA-aligned

LEDGR Command Centre — net worth, income, spending, and savings overview

Top Signal

This month

Groceries down 22%
from last month

“Found $340/mo I didn’t know I was losing.”— Marcus“Savings rate: 8% → 34% in three months.”— Anika“Cancelled 3 subs I forgot about. Week one.”— Jamie“Set up at lunch. Understood my money by dinner.”— Tessa“$2,400/mo in spending and I finally know where.”— Jordan“Groceries down 22%. Didn’t even feel it.”— Nate“Year in Review showed me I saved $8K. I cried.”— Chris“My partner and I stopped fighting about money.”— David

“Found $340/mo I didn’t know I was losing.”Marcus, Account Executive“Savings rate: 8% → 34% in three months.”Anika, Nurse Practitioner“Cancelled 3 subs I forgot about. Week one.”Jamie, Graphic Designer“Set up at lunch. Understood my money by dinner.”Tessa, Freelance Writer“$2,400/mo in spending and I finally know where.”Jordan, Junior Developer“Groceries down 22%. Didn’t even feel it.”Nate, Product Manager“Year in Review showed me I saved $8K. I cried.”Chris, Teacher“My partner and I stopped fighting about money.”David, Operations Manager

understand their money better

0 sec

to set up

avg hidden spending found

private — your data, your device

Based on LEDGR user activity

Why Canadians choose LEDGR

Built in Canada

Made by Ledgr Financial Inc., connected to major Canadian banks through Plaid — RBC, TD, Scotiabank, BMO, CIBC and more.

Private by design

Read-only bank access via Plaid, handled under Canadian privacy law (PIPEDA). No ads. No selling your data. Ever.

Fast and beautiful

About 90 seconds to set up. One Top Signal each month tells you the single thing worth your attention — not a wall of charts.

Okay, but how does it work?

90 seconds to set up. Seriously. By dinner, you’ll get it.

01Connect

Connect your bank in seconds.

Link your accounts through Plaid — the same secure connection used by Venmo, Robinhood, and thousands of other apps. Your credentials never touch our servers.

02Map

Map your spending like a game.

Swipe through your transactions and categorize them in seconds. LEDGR learns your patterns — so next month, most of the work is already done.

ledgr.ca

LEDGR desktop insights — Money In vs Out, Savings Rhythm, Category Deep Dive

03See everything

See the whole picture.

Net worth projections, savings rate trends, category deep dives, and the one signal that matters most this month. Your entire financial life — finally making sense.

ledgr.ca

LEDGR desktop dashboard showing income analytics and trends

What will you discover?

Everyone finds something different. Here’s what most people don’t expect.

Where your money actually goes

Not where you think it goes. Where it actually goes. The answer usually surprises people.

Your real savings rate

Most people guess 15%. The real number is usually lower. Knowing it is the first step to changing it.

The subscription you forgot about

The average LEDGR user finds 2–3 forgotten subscriptions in their first week. That’s $30–$80/month.

What you can afford next year

A vacation? A down payment? A career change? LEDGR shows you the math, not just the dream.

Switching from Mint, YNAB, or Monarch?

Mint shut down in 2024, leaving Canadians looking for a modern replacement. Where other tools lean on hands-on budgeting or a US-first experience, LEDGR is built in Canada, connects your bank in about 90 seconds, and keeps your data private by default. Instead of drowning you in charts, it surfaces one Top Signal each month — the single thing worth your attention.

Budgeting in Canada: FAQ

Is LEDGR available in Canada?

Yes. LEDGR is built in Canada by Ledgr Financial Inc. and connects to major Canadian banks through Plaid. The web app is live now, and the iPhone app is available on the Canadian App Store.

Does LEDGR work with Canadian banks?

LEDGR connects to thousands of banks through Plaid, including major Canadian institutions like RBC, TD, Scotiabank, BMO, and CIBC. Connect an account and your transactions import automatically.

Is my financial data safe and private?

Yes. LEDGR uses Plaid for read-only bank connections, so your banking credentials never touch our servers. We handle your data under Canadian privacy law (PIPEDA), we never sell it, and we never show ads.

Is LEDGR free?

LEDGR starts with a 14-day free trial — no credit card required. After that it is a simple subscription, and you can cancel anytime.

How is LEDGR different from Mint, YNAB, or Monarch?

Mint shut down in 2024, and many alternatives are hands-on or built US-first. LEDGR is built in Canada, connects your bank in about 90 seconds, surfaces one Top Signal each month instead of endless charts, and is private by design.

Stop guessing.
Start knowing.

14-day free trial · Cancel anytime · Web + iPhone